Terms of Use of This Web Site

Site links. Links to sites are established in good faith. They do not comprise an endorsement, license, authorization, warranty of merchantability or fitness for use, nor a guarantee in any form. We have no control over another company's products, services, levels or quality of service, copyrights, patents, or any failures or infringements thereof. We do not accept any responsibility -- be it direct, indirect or consequential, punitive, as an example for others, or under any other special claim -- for reliance upon such materials, nor for error, omission, or interruption in service, nor any damages arising there from. We also do not accept any responsibility for any site to which we do not link but which may happen to reside on a given Web server. (e.g., obtained through a network "back door"). We cannot warrant an item's completeness on these pages, nor its typography, nor how current the information or link may be. For example, a company's prices or policies may change either without our knowledge, or prior to a specific assignment to alter same at this site or elsewhere. If you have a less than excellent experience with the operators of a given site, please understand why we cannot get involved with individual business disputes. Part of this is because we are not a rating service. Part of it is because the Guide is free. Unlike tour guides which you must purchase to access information, or membership services where listers pay to be present, we apply no budget to run tests of sites to which we link. The rule, then, is Caveat Emptor.

Caveat Emptor. It is your own responsibility to verify information with a particular company to which you link from here. We strongly suggest that you completely understand the risk of purchasing any product or relying upon any information obtained through a resource as widely diverse as the Internet. You should be especially careful about transmitting confidential information such as credit card or bank account numbers, etc., since you usually do so at your own risk.

No Reproduction. You are welcome to use concepts and ideas obtained through this website for your personal use, and at your own risk. However, we retain and enforce full Copyright protections. No person or company may reproduce or otherwise manipulate the material (except specific links) for any purpose without the express advance written permission of Baughan & Company.

Hold Blameless. If you submit materials to be used on this site, you warrant that you have authorization to publish said materials, and will hold us harmless from any suits or other actions, and costs related to their publication. All such materials must conform with applicable Federal, State and Local laws and regulations, or we reserve the right to refuse or remove them.

Inquiries. Your questions, comments, ideas and suggestions are welcome but are not held to be confidential or private; indeed, we are free to disclose or use them in any manner we see fit, and without limitation.

Opinions. Any opinions expressed herein are solely those of the relative creators, and do not necessarily reflect those of this company or its management.

Real estate and financing: Real estate agents associated with an agency or network must specify that agency or network, or they will be de-listed upon discovery.

Real estate disclosures:

Home buyers should understand that all real estate agents always represent the seller in marketing and negotiation unless otherwise disclosed to both buyer and seller. However, all agents/agencies have an ethical and legal obligation to show honesty and fairness to the buyer in all transactions. All information regarding a home or other property linked to through these pages should be independently verified. Baughan & Company shall have no liability for any related error or omission. Buyers are advised to retain appropriate professional assistance (inspectors, engineers attorneys, etc.) for any required advice. Equal housing opportunity: anyone submitting a real estate link on these pages affirms by doing so that they conform to the U.S. Federal Fair Housing Act of 1968 (as amended) which makes it illegal to advertise "any preference, limitation or discrimination based on race, color, religion, sex, handicap, family status or national origin or an intention to make any such preference, limitation or discrimination." Jurisdictions local to the property and/or the agent/agency my add further prohibitions. We will not knowingly post links in violation of the above. Any related discussion of mortgage affordability is to assist your evaluation, and does not comprise a mortgage rate quotation by Baughan &Company, nor an advertisement to extend consumer credit within the meaning of Title 12, Code of Federal Regulations, Section 226.2, "Regulation Z." (Return to how the directory is organized.)

Statement of Privacy. We have established a Privacy Policy to comply with recommendations set forth by the Federal Trade Commission (FTC). Here is how we handle information we learn about you from your visit here. This information depends upon what you do when you visit our site.

If you are just browsing around, our Internet Service Provider is likely to retain your ISP's identification -- such as -- for statistical traffic analysis purposes. Other information which may be so commonly obtained include such items as the Internet protocol (IP) address of the computer you are using; your browser type (we may also use this on our Web site when it is necessary to invisibly direct you to a page most compatible with your browser), your operating system; the date and time of your visit; and the Internet address of the Web site from which you came. By understanding how our site is being used, we are thus better able to serve your needs.

We do not normally employ cookies. When/if we do, it is for purposes of helping you to complete a sequence effortlessly. If you are in a sequence on this site which needs cookies to operate properly, you will be so informed. We are not responsible for any problems you might have if you do not allow cookies on your computer.

An on-line transaction at this site (whether we handle it or a third party such as PayPal handles it) uses secure socket layer (SSL) encryption to protect the transmission of information you submit from your browser to the server. Information collected during a transaction includes first name, last name, shipping/billing addresses, credit card information, phone number, email address, and other information designed to help us to communicate with you and/or to process your order. For our part, credit card numbers are securely maintained and are never shared, sold, or traded. Any third party credit card handler we use (such as PayPal) also makes this claim. You will see this SSL when you arrive at the checkout page -- where you will enter your name, address and credit card number. Notice the "https://" in your Web browser's address bar. This "s" indicates that you have arrived in a secure area.

You may identify yourself by name when sending us an email or registering as part of a purchase transaction. We retain records of completed transactions for legal and financial purposes.

We may enter your information into our database for our own internal marketing uses. These may include offering you a catalog or to occasionally let you know of upcoming offers via email and/or direct mail. If you currently receive such materials and no longer wish to do so, you may remove yourself by contacting us through email or direct mail. You may re-subscribe at any time.

If you send us an email, you should be aware that email is not necessarily secure. So, if you include private information such as a charge card number in an email, it could conceivably be intercepted by others. You may prefer to contact us by U.S. mail or telephone rather than email. Your information would then be handled as described herein.

If you contact us regarding a product or purchase, we will use your information only to fulfill your request -- process, bill, ship and provide services to you and regarding your order.

In other limited circumstances, including subpoena or requests made under the Freedom of Information Act (FOIA) we may be required by law to disclose the information you submit. The Freedom of Information Act and the Privacy Act of 1974 provide you with certain rights to get information about you that is in our records.

We do not solicit nor knowingly retain information from a child (anyone under the age of thirteen). If a child submits information to us, and if we learn that he or she is a child, then the information will be deleted.

Information that you provide here is available only to our employees and those third parties who have direct involvement in the transaction itself and/or the successful operation of our Web site. Reasonable access is given to customers regarding their own account information.

If you leave our Web site for any other, you will then be subject to the privacy policy of that Web site.

If you experience technical problems with the operation of our Web site, please feel free to contact our Webmaster.

See also how your browser is treated at this site. Thank you.

Terms of use of this Website